Public Liability is essential for most tradespeople to protect you while your work. It covers your legal liability for accidental injury or property damage to a customer or their property. For example, damaging a piece of furniture or forgetting to mix tint with hair dye. Our insurers give you the option to include:
- Work in the Republic of Ireland
- Employers’ liability
- Tolls and equipment
- Contract works
Average claim settlement under public liability is £13,500 (AXA: 2019) so without cover in place you could be leaving your business vulnerable to high legal costs.
It’s a small price to pay for peace of mind while carrying out your business activities.
It can also open new business opportunities as some organisations (such as local council) may require public liability to be in place as part of your business contract.
Each policy is customised to suit your trade so whether you are an electrician, hairdresser, dog groomer or heating engineer we have a policy that suits your needs.
Evening appointments are available at your convenience Contact us on 02838 525006.