Whether you are an electrician, hairdresser, dog groomer or heating engineer we have a policy that suits your needs.

We offer cover for a wide range of property owners like landlords, newsagents, petrol stations, flower shops, market stalls and hairdressers.

Public Liability is essential for all self-employed individuals and businesses. It protects you against damages to third parties that you may be liable for.

Employers Liability is a legal requirement and protects your employees if they get injured or become ill as a result of working for your business.

Professional Indemnity covers legal costs & expenses incurred if it is alleged you have provided inadequate advice, services or designs to a client.

Business protection could help client owned businesses continue to trade should a key person or business owner die or become terminally or critically* ill.